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NOTE: On October 25, 2018 the FDIC published a proposed rulemaking change to its Annual Disclosure Statement(ADS) requirement (Part 350 of its regulations). Comments were due by November 26th.(go to for further details). Per the proposal, your bank may not be required to provide an ADS report. If you have any questions regarding the ADS requirement change, please contact your FDIC Call Analyst.

If your bank is required to provide a 2018 ADS report, select Reports > Annual Disclosure Statement on the "Schedules" tab in your SmartCall software. ADS reports are no longer available on this website.
Welcome to the Fed Reporter Annual Disclosure Statement website!

The Annual Disclosure Statement, in Adobe PDF format, contains a quick overview of your bank's Balance Sheet and Income Statement, and selected key financial ratios, for the current and prior December quarters. Additionally, lobby notices and ratio definitions are available to download.

If you are a returning ADS user, please use the password you received when registering for last year's report. (If you forgot your password, click the forgot your password? button below.) An invoice will be sent to the bank address and ADS contact that we currently have on record. If this information has changed, please e-mail
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To order the Annual Disclosure Statement, click 'register' below to be taken to the ADS order page. After ordering, you will receive an email within one business day with instructions on how to log in and download your report.
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Tip: Unsure about whether you need an Annual Disclosure Statement?
  Click the helpful links below to find out more about ADS requirements:

  • http://www.fdic.gov/
  • http://www.gpo.gov/fdsys/


  • Or, call your regulator contact for more information!